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--- cats:procedures:loans:loanfeature [2016/02/24 15:48] – amanda
+++ cats:procedures:loans:loanfeature [2017/12/19 03:21] (current) – external edit 127.0.0.1
@@ Line 1: / Line 1: @@
-Loans/Collateral
+=====Loans/Collateral=====
-Loans in CATS usually work by either selecting specific traffic screens to use as collateral or otherwise entering a loan amount without showing collateral. You have the option to use a series of Trust Documents to verify the collateral you place on a loan. To create a new loan, pick Loans > Add/Review Loans from the main menu.
+{{entry>0;Loans;-}}{{entry>0;Assign Collateral;-}}{{entry>0;Summary Report;-}}
-Note: If you know the loan number, you can also find a loan by selecting Find Loan and entering a number in the space provided. If you do not enter a correct number, you will be asked to pick the number from a chooser.
+Loans in CATS usually work by either selecting specific traffic screens to use as collateral or otherwise entering a loan amount without showing collateral.
-A list of loans will be shown in the scan. Pick Add from the menu to create a new loan.
+====Adding a Loan====
+To create a new loan, pick **Loans > Add/Review Loans** from the main menu.
+[{{:cats:procedures:loans:loan_accessaddreview.png|Select Loan and Add/Review Loans.}}]
-You will be asked to enter a new loan number. Input the number and press Apply to continue.
+If you know the loan number, you can also find a loan by selecting **Find Loan** and entering a number in the space provided, then picking **Apply** to continue. If you do not enter a correct number, you will be asked to pick the number from a chooser.
+[{{:cats:procedures:loans:loan_enterloannumberfind.png|Enter the Loan Number to look up and pick Apply.}}]
-Fill in the appropriate details and pick Apply to continue adding the loan with these details. Most important are the Date, Facility, and Maturity Date.
+A list of loans will be shown in the scan. Pick **Add** from the menu to create a new loan.
+[{{:cats:procedures:loans:loan_loanscanwithmenuadd.png|Choose Add from the menu to create a new loan.}}]
+You will be asked to enter a new loan number. Input the number and press **Apply** to continue.
+[{{:cats:procedures:loans:loan_addloanscreen.png|Input a new loan number and pick Apply.}}]
+Fill in the appropriate details and choose **Apply** to continue adding the loan with these details. Most important are the **Date**, **Facility**, and **Maturity Date**.
+[{{:cats:procedures:loans:loan_enterloandetails.png|Fill in the details for this loan.}}]
 You will be shown the loan review screen. Right now it has no information other than what you entered when adding the loan.
+[{{:cats:procedures:loans:loan_detailsscreen.png|The Loan Review Screen.}}]
-If you will not be using Collateral, you can simply Exit this screen and begin adding items to the loan. To begin using collateral, pick Physical Collateral > Attach Collateral to Traffic Screen > Traffic Screens from the menu.
+If you will not be using Collateral, you can simply **Exit** this screen and begin adding items to the loan.
-Note: You can also use the Marks Records option if you wish to attach collateral to specific marks.
-First, pick a Purchase Contract from the contract chooser and select Continue. Then choose a location screen from the chooser and pick Continue.
+====Assigning Collateral to a Loan====
+To begin using collateral, pick **Physical Collateral > Attach Collateral to Traffic Screen > Traffic Screens** from the menu.
+[{{:cats:procedures:loans:loan_addcollateralmenu.png|Use the Physical Collateral menu to start assigning collateral to this loan.}}]
-You will be asked to specify for each traffic screen the trust document provided to the bank to verify the collateral. Select a Trust Document (or leave as None) to show the status and date of the material. Click the Apply button.
+<note tip>You can also use the Marks Records option if you wish to attach collateral to specific marks.</note>
+First, pick a purchase contract from the contract chooser and select **Continue**.
+[{{:cats:procedures:loans:loan_purchasecontractchooser.png|Select a purchase contract from the chooser and pick Continue.}}]
-The contract chooser will return. Keep selecting collateral until you are satisfied with the collateral on the loan,  then pick Cancel from the chooser to return to the loan details screen.
+Then choose a location screen from the chooser and pick **Continue** to assign collateral to this loan.
+[{{:cats:procedures:loans:loan_selecttrafficscreen.png|Choose a location screen and click Continue to assign collateral.}}]
+<note>You have the option to use a series of Trust Documents to verify the collateral you place on a loan.</note>
+You will be asked to specify for each traffic screen the trust document provided to the bank to verify the collateral. Select a Trust Document (or leave as **None**) to show the status and date of the material. Click the **Apply** button.
+[{{:cats:procedures:loans:loan_trustdocstatusdropdown.png|Indicate the trust document status and pick Apply to proceed.}}]
-To remove collateral, simply use the Physical Collateral > Unattach Collateral from Traffic Screen > Traffic Screens menu choice. You can review without changing anything by using the Review Collateral Traffic Screens menu option.
+The contract chooser will return. Keep selecting collateral until you are satisfied with the collateral on the loan,  then pick **Cancel** from the chooser to return to the loan details screen, where the collateral will now be displayed.
-The Collateral details table shows the Units, Weight, and Value/Amount of each type of collateral.
+The collateral details table shows the Units, Weight, and Value/Amount of each type of collateral.
+[{{:cats:procedures:loans:loan_collateralonscreen.png|Collateral Lines on this loan.}}]
+To remove collateral, simply use the **Physical Collateral > Unattach Collateral from Traffic Screen > Traffic Screens** menu choice.
+<note tip>You can review without changing anything by using the **Review Collateral Traffic Screens** menu option. </note>
+====Modifying Loan Balances====
 You can use disbursements (and other transactions) to modify the loan balance simply by attaching a loan number to these transactions. Below is a G/L transaction showing the money going against a loan and G/L account.
+[{{:cats:procedures:loans:loan_loanondisbursement.png|Enter a loan number to modify the loan balance using a transaction.}}]
+====Summary Report====
-Several types of reports are available in the loan area.
-Summary Report:
 The Summary report prints a version of the loan details screen  for all loans in the system. You can use the filters to show one loan or loans within a certain date range.
+[{{:cats:procedures:loans:loan_summaryreportfilters.png|Filters for the Loan Summary Report.}}]
 Below is a sample Loan Summary Report, showing the Loan Balance and Collateral Value information.
+[{{:cats:procedures:loans:loan_summaryreportsample.png|A Sample Loan Summary Report.}}]
+{{tag>Loans AssignCollateral SummaryReport}}