Loans in CATS usually work by either selecting specific traffic screens to use as collateral or otherwise entering a loan amount without showing collateral.

To create a new loan, pick Loans > Add/Review Loans from the main menu.

Select Loan and Add/Review Loans.

If you know the loan number, you can also find a loan by selecting Find Loan and entering a number in the space provided, then picking Apply to continue. If you do not enter a correct number, you will be asked to pick the number from a chooser.

Enter the Loan Number to look up and pick Apply.

A list of loans will be shown in the scan. Pick Add from the menu to create a new loan.

Choose Add from the menu to create a new loan.

You will be asked to enter a new loan number. Input the number and press Apply to continue.

Input a new loan number and pick Apply.

Fill in the appropriate details and choose Apply to continue adding the loan with these details. Most important are the Date, Facility, and Maturity Date.

Fill in the details for this loan.

You will be shown the loan review screen. Right now it has no information other than what you entered when adding the loan.

The Loan Review Screen.

If you will not be using Collateral, you can simply Exit this screen and begin adding items to the loan.

To begin using collateral, pick Physical Collateral > Attach Collateral to Traffic Screen > Traffic Screens from the menu.

Use the Physical Collateral menu to start assigning collateral to this loan.

First, pick a purchase contract from the contract chooser and select Continue.

Select a purchase contract from the chooser and pick Continue.

Then choose a location screen from the chooser and pick Continue to assign collateral to this loan.

Choose a location screen and click Continue to assign collateral.

You will be asked to specify for each traffic screen the trust document provided to the bank to verify the collateral. Select a Trust Document (or leave as None) to show the status and date of the material. Click the Apply button.

Indicate the trust document status and pick Apply to proceed.

The contract chooser will return. Keep selecting collateral until you are satisfied with the collateral on the loan, then pick Cancel from the chooser to return to the loan details screen, where the collateral will now be displayed.

The collateral details table shows the Units, Weight, and Value/Amount of each type of collateral.

Collateral Lines on this loan.

To remove collateral, simply use the Physical Collateral > Unattach Collateral from Traffic Screen > Traffic Screens menu choice.

You can use disbursements (and other transactions) to modify the loan balance simply by attaching a loan number to these transactions. Below is a G/L transaction showing the money going against a loan and G/L account.

Enter a loan number to modify the loan balance using a transaction.

The Summary report prints a version of the loan details screen for all loans in the system. You can use the filters to show one loan or loans within a certain date range.

Filters for the Loan Summary Report.

Below is a sample Loan Summary Report, showing the Loan Balance and Collateral Value information.

A Sample Loan Summary Report.